What is a “Phantom Vehicle” Accident?
Some car crashes do not involve actual collisions between the two cars. One car may lose control, and the driver could suffer serious injuries. Even one-car crashes may not always be the fault of that one car. Sometimes, a phantom driver may have done something to cause the crash.
A “phantom driver” refers to another driver who was involved in the accident, even if they did not crash into your car. The driver may have done the following:
- Moved into your blindspot and forced you off the road
- Cut you off in traffic
- Ran a red light and caused you to lose control or crash into someone else
- Caused you to lose control by making an unsafe pass
If you can locate the phantom car, they would be liable for your injuries. However, it is not always possible to find the driver. In most cases, phantom drivers act the same way as hit-and-run drivers.
You Can File an Uninsured Motorist Claim
If that is the case, you may need to file a claim against your own underinsured or uninsured motorist coverage. Dealing with your own car insurance company is just the same as any other insurance provider. They have no loyalty to you just because you are their customer. You will still need to have documentation that shows what happened, starting with a police report. Ideally, you should call the police to the scene of the accident to get a report that states what someone did and that they left the scene.
Contact an Covington Car Accident Lawyer
If you have been injured in a car accident, the law firm of Ben F Windham PC can help you seek financial compensation and work with the insurance company. Call us today at (833) 236-9467 or contact us online to schedule your free initial consultation.